Updated October 2026
Travelers who remember the Hotels.com Rewards Visa Credit Card may be wondering whether the popular travel rewards card is still available. The short answer is no. The original credit card, introduced by Hotels.com and Wells Fargo in September 2020, has been discontinued and replaced by a new generation of travel rewards cards connected to Expedia Group’s One Key loyalty program.
However, the changes go beyond simply introducing a different credit card. Hotels.com has also made significant adjustments to its loyalty program, meaning travelers may now earn and redeem rewards differently depending on where they live.
Here’s what travelers should know about the original Hotels.com credit card, its replacement, and how hotel rewards work in 2026.
What Happened to the Hotels.com Rewards Visa Credit Card?
When Hotels.com introduced its first credit card in 2020, the idea was simple: reward travelers for everyday spending while giving them more opportunities to earn free hotel nights.
Issued by Wells Fargo, the Hotels.com Rewards Visa Credit Card was connected to the company’s popular loyalty program, which allowed members to collect stamps toward reward nights.
Cardholders could earn additional stamps through qualifying purchases, helping them reach their next hotel reward more quickly. The card also offered benefits such as automatic Silver membership, cell phone protection, and no foreign transaction fees.
In April 2023, Wells Fargo stopped accepting new applications for the card.
That change coincided with a broader transformation of Expedia Group’s loyalty programs, as the company prepared to bring rewards from Hotels.com, Expedia, and Vrbo together under a single umbrella.
By September 2024, existing Hotels.com Rewards Visa cardholders had been transitioned to the newer One Key Mastercard.
The original Hotels.com Rewards Visa is therefore no longer available to new applicants.
Meet the One Key Mastercard
In July 2024, Expedia Group partnered with Wells Fargo and Mastercard to introduce two travel credit cards: the One Key Mastercard and One Key+ Mastercard.
The cards were designed to allow travelers to earn rewards on everyday purchases and use those rewards toward eligible bookings across Expedia Group’s major travel platforms.
Unlike traditional hotel credit cards that reward travelers for staying with one hotel chain, the One Key program is built around a wider selection of travel accommodations and experiences.
One Key Mastercard: The No-Annual-Fee Option
The standard One Key Mastercard is the direct successor to the original Hotels.com Rewards Visa.
The card has no annual fee and offers the following earning opportunities:
- 3% in OneKeyCash on eligible bookings made through Expedia, Hotels.com, and Vrbo.
- 3% in OneKeyCash on eligible purchases at gas stations, grocery stores, and restaurants.
- 1.5% in OneKeyCash on other eligible purchases.
- Automatic Silver status in the U.S. One Key loyalty program.
- No foreign transaction fees.
Additional cardholder benefits include certain travel protections, rental car coverage, and cell phone protection, subject to the card’s terms and eligibility requirements.
For travelers who regularly use Expedia Group’s booking platforms, the card provides another way to accumulate rewards toward future vacations.
What About the One Key+ Mastercard?
Expedia Group and Wells Fargo also introduced a premium version called the One Key+ Mastercard.
This card carries an annual fee of $99 and offers enhanced benefits, including:
- 3% in OneKeyCash on eligible Expedia, Hotels.com, and Vrbo purchases.
- 3% in OneKeyCash at eligible gas stations, grocery stores, and restaurants.
- 2% in OneKeyCash on other qualifying purchases.
- Automatic One Key Gold status.
- An annual anniversary reward of $100 in OneKeyCash, subject to account requirements.
- A statement credit toward eligible Global Entry or TSA PreCheck application fees.
As of October 2026, the One Key+ card is no longer prominently listed on Wells Fargo’s main credit card lineup, although Expedia continues to publish card information and terms. Travelers should confirm current application availability directly with the issuer.
How Does OneKeyCash Work?
Rather than collecting traditional hotel reward-night stamps through the credit card, One Key cardholders earn OneKeyCash.
OneKeyCash is a travel rewards currency that can be applied toward eligible bookings through participating Expedia Group websites, including:
The concept is straightforward: one dollar in OneKeyCash provides one dollar toward an eligible travel booking.
For example, a traveler who accumulates $150 in OneKeyCash could apply those rewards toward the cost of an eligible hotel reservation or another qualifying travel purchase.
However, OneKeyCash is not the same as cash back. It cannot be withdrawn as money or deposited into a bank account.
Rewards also have eligibility requirements, expiration rules, and restrictions that travelers should review before making reservations.
Another important distinction is that earning OneKeyCash through credit card spending is separate from earning rewards through the One Key loyalty program itself. The two may work together on eligible transactions, but different conditions apply.
Hotels.com Rewards Has Changed Again in 2026
While the One Key credit cards remain part of Expedia Group’s U.S. travel rewards offering, Hotels.com has been making further adjustments to its loyalty programs.
In several international markets, the company has retained or reintroduced versions of its familiar reward-night system.
For example, Hotels.com customers in Canada can still collect eligible hotel nights toward a reward. After completing 10 qualifying nights, members receive a reward equivalent to 10% of the eligible accommodation cost, issued as Hotels.comCash.
The United Kingdom also introduced a refreshed Hotels.com Rewards program in 2026, bringing back a reward structure based on completing 10 eligible hotel nights.
In the United States, One Key continues to operate across participating Expedia Group brands.
This means travelers should not assume that Hotels.com loyalty benefits are identical in every country.
The easiest approach is to sign in to your local Hotels.com website and review the rewards program associated with your account before booking.
Is the One Key Credit Card Worth Considering?
For frequent travelers, choosing a credit card often comes down to how easily its rewards can be earned and redeemed.
The One Key Mastercard may appeal to travelers who regularly book hotels, vacation rentals, flights, and activities through Expedia Group’s platforms.
Its rewards structure is particularly relevant for travelers who prefer booking independent hotels and boutique accommodations rather than remaining loyal to a single international hotel chain.
However, there are several considerations.
First, OneKeyCash is tied to participating Expedia Group travel bookings. Travelers looking for rewards they can redeem as statement credits, cash deposits, or transfers to airline loyalty programs may prefer a more flexible travel credit card.
Second, travelers should compare hotel rates before booking. Earning rewards is attractive, but a lower room rate elsewhere may provide greater overall savings.
Finally, the One Key credit cards are U.S.-market products. Travelers living in other countries should check locally available travel credit cards and hotel loyalty programs rather than assuming they can apply for a U.S.-issued card.
Frequently Asked Questions
Can I Still Apply for the Hotels.com Rewards Visa Credit Card?
No. Wells Fargo stopped accepting new applications for the original Hotels.com Rewards Visa in April 2023. The card was subsequently replaced by the One Key Mastercard.
What Happened to Existing Hotels.com Credit Card Holders?
Existing cardholders were transitioned to the no-annual-fee One Key Mastercard in September 2024. Customers with questions about their individual accounts should contact Wells Fargo directly.
Does Hotels.com Still Offer Free Reward Nights?
In some countries, yes. Hotels.com continues to offer reward-night programs in certain international markets, including Canada. In the United States, Hotels.com uses the One Key rewards system.
Can OneKeyCash Be Used on Expedia and Vrbo?
Yes. OneKeyCash earned through the U.S. One Key credit card program can be redeemed toward eligible bookings across participating Expedia, Hotels.com, and Vrbo platforms, subject to program rules.
Is the One Key Mastercard Available in Canada?
The Wells Fargo One Key Mastercard is a U.S. credit card product. Travelers outside the United States should review locally available cards and loyalty programs.
Does OneKeyCash Expire?
Yes, OneKeyCash can expire depending on the type of reward and account activity. Cardholders should review the applicable One Key program terms and monitor expiration dates in their accounts.
The Bottom Line for Travelers
The original Hotels.com Rewards Visa Credit Card may be gone, but the concept behind it—earning rewards toward future hotel stays through everyday spending—continues through the One Key Mastercard.
For U.S. travelers who frequently book through Expedia, Hotels.com, and Vrbo, the newer card offers a way to earn rewards across a broader selection of travel services.
Meanwhile, Hotels.com’s evolving loyalty programs mean international travelers may have different opportunities to collect rewards toward future hotel stays.
As travel rewards programs continue to change, the most important advice remains the same: compare booking rates, understand how rewards can be redeemed, and choose a program that matches your travel habits.
For more information: Visit the official Wells Fargo One Key credit card page or review the latest One Key rewards terms and conditions.
Editor’s note: Credit card benefits, interest rates, fees, welcome offers, and rewards program terms are subject to change. Always confirm current information with the card issuer before applying.
